Clear roles
Mortgage and insurance services are identified separately, including the brokerage or agency affiliation that applies.
A conversation. A clearer perspective.
Mortgage and insurance decisions deserve clear information, considered questions and an understanding of the professional role behind the conversation.
Based in BramptonUnit 2, 30 Intermodal Dr, Brampton, Ontario. Serving Ontario.
Talk to Ritu647-766-0887
For the life you’re building.
Based in Brampton and serving Ontario, Ritu brings two licensed roles to the conversations that often sit alongside each other: home financing, and protection for the people and plans that matter.
Mortgage services are provided through Centum Financial Services Limited Partnership. Ritu is also listed as a team member with MS Insurance Inc. for her insurance work.
Mortgage Agent Level 1, M18001896Centum Financial Services Limited Partnership
Brokerage licence 13054
Verify mortgage licence with FSRA (opens in a new tab)
Brokerage licence 13054
Verify mortgage licence with FSRA (opens in a new tab)
Life Insurance & A&S Insurance Agent, 26251701Insurance affiliation: MS Insurance Inc.
Verify insurance licence with FSRA (opens in a new tab)
Verify insurance licence with FSRA (opens in a new tab)
How Ritu works
Useful preparation
Interactive tools help you explore questions before a conversation. They do not replace lender underwriting or insurance advice.
Transparent next steps
Ask about costs, product conditions, information requirements and the appropriate secure process before submitting an application.
Licence records were checked on FSRA’s public registries on 25 October 2026. Registration does not mean FSRA endorses this website or its services. Always consult the current register.
Big life decisions. A clearer next step.
Call, email or send a short enquiry. Ritu replies personally.