Life insurance
Understand the difference between coverage for a defined period and permanent coverage. The appropriate policy depends on your circumstances and the contract.
A little preparation. A lot worth protecting.
Explore protection for life’s bigger what-ifs. Begin with the people who depend on you, the obligations you carry and the questions you want answered.
Ritu Sachdeva, Life Insurance & A&S Insurance Agent, licence 26251701. Insurance affiliation: MS Insurance Inc.
Three kinds of protection
Critical illness & disability
Ask about covered conditions, definitions, waiting periods, exclusions and benefit limits. Coverage is specific to the policy.
Accident & sickness
Discuss the protection you need and the available policy options. Availability and terms depend on insurer requirements and underwriting.
Protect the life you’re living.
Think about debts, dependants, income needs, existing coverage and what would change if your circumstances changed.
Before choosing a policy
Ask about exclusions, premium changes, cancellation rights, renewability, benefit definitions and the information required for underwriting. An online quote is not confirmation that coverage is in force.
Ritu Sachdeva, Life Insurance and A&S Insurance Agent, licence 26251701. Insurance affiliation: MS Insurance Inc.
Big life decisions. A clearer next step.
Call, email or send a short enquiry. Ritu replies personally.